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AAA advises bikers on insurance leading as Motorcycle Safety Awareness Month begins


Mon, May 1st 2023 10:30 am

April was National Distracted Driving Awareness Month, and AAA Western and Central New York recently reminded drivers to continue to put cell phones down throughout the year.

“After all, when driving 55 miles per hour, taking your eyes off the road for even five seconds is like traveling the length of a football field blindfolded,” AAA stated. “According to NHTSA, 3,522 people were killed in distracted driving crashes in the U.S. in 2021, although experts believe the numbers are actually much higher due to the causes of these types of crashes being vastly underreported. According to state-level data from NHTSA, 110 people were killed in crashes in New York involving police-reported driver distraction in 2021.

Elizabeth Carey, director of public relations at AAA Western and Central New York, added, “AAA advises motorists to avoid distractions as we welcome spring and summer when more pedestrians and motorists will be out on the roads. Smartphone apps designed to limit phone use behind the wheel are ideal technological tools to stay safe.”

As Distracted Driving Awareness Month wrapped up, bikers will welcome Motorcycle Safety Awareness Month, which is held annually in May.

A press release stated, “There are roughly 8.6 million motorcycle owners in the U.S., and AAA Insurance reminds them that it’s important to bring insurance coverage along for the ride. Specialty insurance offers peace of mind and protects property.

“According to the Insurance Institute for Highway Safety (IIHS), the number of on-road motorcycles registered in the U.S. has risen over the last 10 years, doubling from 4.3 million in 2002 to 8.6 million in 2021.”

AAA noted, “Motorcycles are generally not covered under standard auto or homeowners policies. Specialty policies offer broader coverage and options, specialized claims handling and customer service, and, sometimes, additional discounts for mature riders, completing training courses and memberships in rider associations or clubs.”

The company provided a “quick primer on insurance products for motorcycles and other specialty vehicles”:

√ Motorcycle insurance offers replacement cost coverage and travel loss reimbursement, and might also include coverage for permanently attached accessories, safety apparel, and helmets.

√ Collector vehicle insurance covers antiques, street rods, classics and collector motorcycles.

To learn more about motorcycle insurance and other specialty auto and homeowners products, visit www.AAA.com/Insurance or a local AAA branch office.

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