AAA Insurance boating safety tips

National Safe Boating Week runs through May 28

By AAA of Western and Central New York

National Safe Boating Week runs May 22-28, 2021, and with the recent heat wave, many Western and Central New Yorkers are looking to hit area waterways. AAA Western and Central New York urges safety on the water. Just like driving a car, operating a boat is a big responsibility and should be done with the utmost caution.

AAA also recommends boater’s insurance to keep boaters protected. A common misconception that boat owners have is that their boat, trailer and onboard items are automatically covered, either by an existing homeowner’s insurance policy or auto insurance policy. But the truth is that most homeowner or auto policies don’t cover physical damage, liability, or theft when your boat is on the water. Make sure you have a clear understanding of where you’re covered and where you may need additional protection.

Below are some safety tips to ensure a good day on the water:

√ Take boating safety instruction and get a nationally approved boating safety education certificate. Seven out of 10 boating incidents are caused by operator error.

√ Wear a life jacket – always. And make sure every passenger does so as well.

√ Don’t drink – for the same reasons you don’t drink and drive on land.

√ Check the weather before you go and keep an eye on it while you’re on the water. Weather can go from delightful to dangerous quickly. So stay safe and get off the water quickly if you see bad weather approaching.

√ Have an emergency kit on the boat (stored safely so it does not become a hazard) equipped with a flashlight, duct tape, a bucket, a first aid kit, a whistle, ropes, a mirror, a fire extinguisher and extra life jackets.

√ Adhere to the boat’s capacity restriction and keep the weight on the boat balanced.

√ Learn the rules of the water and use common sense when operating a boat. Pay attention to the moves of other boaters on the water to avoid collisions or dangerous wake.

√ Don’t forget sunscreen and water and know the signs of heat illness.

Watercraft insurance policies provided through AAA cover various types of watercraft: powerboat, sport-fisher, sailboat, mid-performance boat, high-performance boat, bass boat, pontoon boat, ski boat, hovercraft, trawler, houseboat, airboat and personal watercraft. Discounts on watercraft insurance policies may also be offered based on watercraft ownership experience.

You can find more insurance tips and information at www.AAA.com/Insurance.

Visit AAA’s News & Safety website to see our tips programs and resources to practice road safety.

AAA Western and Central New York offers bicycle service with every membership. Disabled bikes will be transported by AAA! Learn more at https://westerncentralny.aaa.com/car/bicycle.

As upstate New York’s largest member services organization, AAA Western and Central New York provides more than 887,000 members with travel, insurance, financial and automotive-related services. Since its founding in 1900, AAA has been a leading advocate for the safety and security of all travelers. Visit AAA at www.AAA.com.